Protecting Your Identity: How to Guard Against Tax-Related Identity Theft

Protecting yourself from identity theft is crucial, especially in relation to the IRS (Internal Revenue Service) and tax-related fraud. Here are some steps you can take to protect yourself from identity theft when it comes to your tax information and dealings with the IRS:

1. Protect Personal Information: Safeguard your Social Security number (SSN), financial information, and other personal details. Don’t carry your SSN card with you, and be cautious about sharing it with anyone.
   • Wondering how long to keep tax documents? Use this LINK to read what the IRS suggests.
2. Secure Tax Documents: Keep physical copies of your tax returns, W-2s, 1099s, and other tax-related documents in a secure location, such as a locked drawer or safe. Shred old tax documents you no longer need.
3. File Taxes Early: File your tax return as early as possible in the tax season. This reduces the window of opportunity for identity thieves to file a fraudulent return using your information.
4. Use Secure Internet Connections: When filing taxes online or accessing your IRS account, use a secure and private internet connection. Avoid using public Wi-Fi for sensitive transactions.
5. Use Strong Passwords: Create strong, unique passwords for your online tax accounts, and consider using a password manager to keep track of them. Change passwords regularly.
6. Enable Two-Factor Authentication (2FA): If available, enable 2FA for your IRS and tax-related accounts. This adds an extra layer of security by requiring a second form of verification, such as a text message code or a biometric scan.
7. Beware of Phishing Scams: Be cautious of unsolicited emails, phone calls, or text messages claiming to be from the IRS. The IRS typically communicates through traditional mail. Do not click on suspicious links or provide personal information over the phone.
8. Check Your Credit Report: Regularly review your credit reports from the major credit bureaus (Equifax, Experian, TransUnion) for any unusual activity that might indicate identity theft.
9. Monitor Tax Returns: Keep an eye on your tax returns and refund status. If you receive any unexpected notices or letters from the IRS, investigate them promptly.
10. File Form 14039: If you believe you are a victim of tax-related identity theft or suspect someone has filed a fraudulent tax return using your information, file IRS Form 14039, Identity Theft Affidavit, with the IRS. This can help initiate an investigation.
11. Educate Yourself: Stay informed about the latest scams and identity theft tactics. The IRS provides information on its website regarding tax-related scams and how to protect yourself.

Remember that the IRS will never initiate contact with you through email, text messages, or social media. They primarily communicate through traditional mail.

Be cautious and verify the authenticity of any communication claiming to be from the IRS before taking any action. If you’re unsure, contact the IRS directly using the contact information provided on their official website or in the IRS.gov phone directory.